Can I finance used equipment or buy from a private seller?

Used equipment financing may be available, including eligible purchases from private sellers. Requirements vary by provider and may include equipment age, condition, valuation, proof of ownership, and seller documentation. Share the equipment details and purchase information so we can evaluate available options.

Can equipment I already own help me access working capital?

Eligible business equipment may support equipment equity financing, cash-out refinancing, or a sale-leaseback. Available funding depends on the equipment’s value, existing liens, and your business qualifications. A sale-leaseback involves selling the equipment and leasing it back for continued use; refinancing generally involves a financing obligation secured by the equipment.

What information is needed for an equipment financing evaluation?

Start with your business information, requested funding amount, and a description of the equipment. For a purchase, provide a quote or invoice and seller details. For equipment you already own, providers may request an equipment list, ownership records, photos, and current financing balances. Recent business bank statements and additional financial documents may also be required.

Construction & Heavy Equipment Financing

Access your funding options

EQUIPMENT FINANCING & EQUITY OPTIONS

Put the right equipment—and its value—to work.

Whether you’re buying machinery, replacing essential equipment, or exploring capital tied to assets you already own, Sentry & Sage Consulting helps you evaluate available financing. We review purchase financing, eligible equipment refinancing, and equity-based options around your operations, cash flow, and goals.

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Explore financing for new or used equipment

Explore new and used equipment financing for machinery, commercial vehicles, restaurant equipment, and other essential business assets. We help you compare available structures around the purchase price, expected use, and payments your cash flow can support.

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Review eligible equipment refinancing options

Equipment refinancing may replace an existing equipment obligation with financing on different terms. We help you evaluate eligible assets, outstanding balances, payment schedules, and total costs to determine whether refinancing could better support your business.

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Evaluate equipment equity & sale-leaseback structures

Explore equipment equity financing, cash-out refinancing, and equipment sale-leaseback options to access capital tied to eligible assets. A sale-leaseback involves selling equipment and leasing it back for continued use. Available funding depends on valuation, existing liens, and provider requirements.

FAQ

Equipment Financing Questions

Ready to put your equipment plans in motion?

Whether you’re purchasing equipment or exploring the value in assets you already own, start with a few details about your business and funding needs.

Apply for equipment financing

Equipment financing for the way you work.

From production machinery to the vehicles that keep your team moving, equipment needs vary by industry. We help you explore financing for eligible new and used business equipment, replacements, and upgrades.

Construction & Contractor Equipment Financing

Explore financing for excavators, loaders, compact equipment, and other machinery used in construction, site preparation, and contracting.

Manufacturing & Industrial Machinery Financing

Evaluate financing for CNC machines, fabrication equipment, production lines, and other machinery that supports capacity, efficiency, and business expansion.

Commercial Vehicles & Trailers

Explore financing for eligible work trucks, delivery vehicles, trailers, and specialty vehicles used in daily business operations.

Restaurant & Food-Service Equipment

Review financing for commercial ovens, refrigeration, food-preparation equipment, dishwashers, and other essential kitchen assets.

Automotive Service Equipment Financing

Evaluate financing for vehicle lifts, diagnostic systems, tire equipment, alignment machines, and other tools used by repair and service businesses.

Medical, Dental & Specialty Equipment Financing

Explore financing for eligible diagnostic, treatment, dental, and specialty equipment used by healthcare and other professional practices.

Equipment You Already Own

Existing machinery or equipment may support equipment refinancing, equity-based financing, or a sale-leaseback. We help you evaluate available options based on asset value, ownership, and existing obligations.