Tell us about your contractor funding needs.
Share a few details about your business, the amount you need, and how you plan to use it.
CONTRACTOR & PROJECT FUNDING
Contractor funding to get your next project moving.
Materials, labor, and mobilization costs often arrive before your customer’s first payment. Sentry & Sage Consulting helps contractors explore flexible financing options for project startup costs and cash-flow gaps between progress payments. Through our specialized lending relationships, we help you compare available structures with your project schedule, existing obligations, and ability to repay.
✔ Explore funding for materials, labor, and mobilization
✔ Address cash-flow gaps between customer payments
✔ Compare options around your project and existing obligations
Financing is subject to approval and available terms. Eligibility depends on your business, project details, cash flow, and existing obligations.
Cover the upfront costs of your next project.
Winning the job is only the beginning. Materials, crew costs, and site preparation can require cash before your first customer payment arrives. We help you explore contractor financing around the expenses you need to cover and the timing of your project revenue.
Materials & Supplier Deposits
Explore funding for building materials, job supplies, and supplier deposits needed before work begins. We help you evaluate the amount required, purchasing deadlines, and how proposed payments fit your project’s expected cash flow.
Labor & Payroll
Evaluate contractor working capital for crew payroll and other eligible labor costs while you wait for customer or progress payments. We help you compare financing costs and payment schedules with your existing commitments.
Mobilization & Job Startup
Explore project funding for eligible startup expenses such as site preparation, equipment rental, transportation, and getting crews ready to begin work. Available structures depend on your business, project details, and provider requirements.
Different projects need different funding structures.
Contractor financing is not one single product. Depending on your business and project, working capital, a business line of credit, project funding, or financing against eligible completed invoices may be worth evaluating. We help you compare the structure with when expenses arise and when customers are expected to pay.
Working Capital & Business Lines of Credit
Explore financing for ongoing operating expenses or recurring cash-flow gaps across multiple jobs. A business line of credit may provide access to funds as needed, subject to approval and its terms. We help you compare payment frequency, total cost, and how the arrangement fits your workload.
Project & Mobilization Funding
Evaluate available funding for the upfront costs of a specific project. We review the contract, startup budget, anticipated customer payments, and your existing obligations to help you assess whether a proposed structure fits the job and your business.
Receivables Financing for Completed Work
Eligible unpaid invoices for completed work may support accounts receivable financing or invoice factoring. Availability depends on the customer, invoice acceptance, payment terms, and provider requirements. A signed contract or future billing alone does not establish an eligible invoice.
A signed contract does not guarantee financing. Available options depend on your business qualifications, project details, existing obligations, and provider requirements.
A closer look at your project’s cash flow.
The funding amount is only part of the decision. We review what the job will cost, when customer payments are expected, and what your business already owes to help you evaluate a financing structure you can reasonably support.
Your Contract & Project Budget
We review the project scope, contract value, anticipated start date, and estimated costs for materials, labor, equipment rental, and mobilization. Contracts, customer approvals, supplier quotes, and a project budget help establish what funding is needed and how it will be used.
Customer Payments & Job Timing
We look at deposits, progress-payment milestones, invoice terms, and any amounts held until completion. Comparing those expected payments with your spending schedule helps identify where cash-flow gaps may arise and how proposed financing payments would fit.
Your Business & Existing Commitments
We review recent business bank statements, current financing payments, and other operating commitments. This helps us evaluate the combined payment burden and whether the business can support the proposed funding alongside its other jobs and everyday expenses.
Start with our short contractor funding request. Supporting documents can be provided through the secure application process.
FAQ
Get your next project moving with a clearer funding plan.
Preparing to buy materials, mobilize a crew, or cover expenses before a customer payment arrives? Sentry & Sage Consulting helps you explore contractor funding through our specialized lending relationships. Tell us what the job requires so we can help you compare available options with your project schedule and cash flow.
Start with a short funding request. Supporting documents can be provided through the secure application process.